A friendly financial institution founded on trust and confidence of the people of the Bicol Region, with firm belief in divine providence and the value of human and material resources, providing competitive products and services, assuring stakeholders with stable and secure growth acting as partner and catalyst of economic and social development, uplifting the region's standard of living and contributing to the economic political and social stability and progress of the region and the nations as a whole - Legazpi City with branches in branches in Daraga, Tabaco, Albay District, Polangui, and Guinobatan, all in the province of Albay; Sorsogon City, province of Sorosogon; Daet, Camarines Norte; Virac, Catanduanes; Masbate City, Masbate; and Naga City, Camarines Sur..